How much insurance coverage do I need?
Consider your individual needs when chosing the right coverage. Answer these questions: How much can you afford to pay out of pocket? Do you make payments on the car? Are there any drivers in your house that can be excluded from the coverage? The answers should guide your choice of car insurance coverage.
How do I know if I chose the right coverages?
While getting your online quote, you will select coverage options. If you're unsure about what optional coverages to select, click on "Chat Live" or call 1-800-586-4948, to speak directly with a representative who can answer your questions.
What if I have a question about coverages during my quote?
If you're getting an online quote and need assistance, click on "Chat Live" or call 1-800-586-4948, to speak directly with a representative who can answer your questions.
Can I add or remove coverages in the middle of my policy?
Yes — it's easy to change your policy, too! Call us at 1-800-586-4948 and a Cost-U-Less insurance representative can help you. Remember some changes can affect the price you pay for insurance, so your premium may change.